Every business has a next step in their plan — a new location or new equipment. Business Loans from Lytle State Bank are built to help you get there.

Ways to Use a Business Loan  

  • Finance machinery, business vehicles, technology upgrades, and more 
  • Bridge cash flow during slow seasons 
  • Acquire new storefront or build out a warehouse
See More Details
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates

Term Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
182 Day CD ** $500.00 $500.00 1.25% 1.26%
12 Month CD ** $500.00 $500.00 1.50% 1.51%
30 Month CD ** $500.00 $500.00 1.75% 1.77%
Jumbo 6 Month CD ** $100,000.00 $100,000.00 2.00% 2.02%
Jumbo 12 Month CD ** $100,000.00 $100,000.00 3.00% 3.05%
IRA 18 Month CD *** $500.00 $500.00 1.50% 1.51%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

Money Market Account ***

Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
$1,000.00 $500.00 0.20% 0.20%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

NOW Account ***

Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
$100.00 $500.00 0.20% 0.20%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

Savings Account ***

Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
$200.00 $200.00 0.10% 0.10%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

FAQs

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How do I qualify for a business loan?  

Qualification depends primarily on your personal and business credit scores, time in business, annual revenue, and debt-to-income ratio. Our lenders may request specific statements to verify cash flow. 

How long does a business loan approval take? 

Approval timelines vary widely. However, at Lytle State Bank, our lenders are local. For the most part, we do our best to approve loans as soon as possible. 

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Generations of trust, now available anywhere you are.

Open an account or connect with the Lytle State Bank team today.

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