This checking account comes loaded with all the essentials, plus digital tools, making it anything but regular.
Why Customers Choose Regular Checking
- No monthly service charge when the account balance is above $200
- No limits on how often you use your account
- Easy-to-use digital banking tools
Built for your everyday errands and routine expenses, Regular Checking keeps banking effortless from the start. What’s even better? It’s simple to open, easy to manage, and backed by people you trust.
- Minimum balance to open $100.00
- Minimum balance to avoid a service charge fee:
- Above $200.00 no service charge fee
- Below $200.00 service charge fee $10.00
- Unlimited number of deposits
- Per item fee if balance is less than $300.00 on any day during the statement cycle of $.20 in excess of 25 during a monthly statement cycle
- Contactless Debit Cards: Use to withdrawal cash from ATMs or make purchases anywhere Visa® is accepted
Banking Has Never Felt So Close to Home
Every personal checking account at Lytle State Bank comes with digital banking tools that you need to build strong financial habits. Our free digital banking tools are also a way for you to work toward the next goal on your radar.
When you bank at Lytle State Bank, you can take control of your money from anywhere with:
- Online Banking: View and manage your accounts 24/7
- Bill Pay: Set one-time, future, or recurring payments
- e-Statements: Keep records secure and easy to find
- Mobile Banking: Download our free mobile app and bank on the go
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates
| Term | Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| 182 Day CD ** | $500.00 | $500.00 | 1.25% | 1.26% |
| 12 Month CD ** | $500.00 | $500.00 | 1.50% | 1.51% |
| 30 Month CD ** | $500.00 | $500.00 | 1.75% | 1.77% |
| Jumbo 6 Month CD ** | $100,000.00 | $100,000.00 | 2.00% | 2.02% |
| Jumbo 12 Month CD ** | $100,000.00 | $100,000.00 | 3.00% | 3.05% |
| IRA 18 Month CD *** | $500.00 | $500.00 | 1.50% | 1.51% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Money Market Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $1,000.00 | $500.00 | 0.20% | 0.20% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
NOW Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $100.00 | $500.00 | 0.20% | 0.20% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Savings Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $200.00 | $200.00 | 0.10% | 0.10% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.