A line of credit is great for covering things with uncertain costs, like ongoing home improvements or relocation for a new job.
Ways to Use a Line of Credit
- Fund projects with staggered or unexpected costs
- Consolidate debt accrued by high-interest credit cards
- Pay urgent medical bills or car repairs instead of using your personal savings account
Enjoy ongoing financial flexibility with a line of credit from Lytle State Bank. When you’ve applied and approved a line of credit, easily access funds as needed for projects with variable or uncertain costs — such as ongoing home renovations or major medical expenses — so you only have to borrow what you need.
- Access funds as they come up, without reapplying every time
- Interest applies only to the amount you draw, not your full credit line
Stop by our bank in Lytle and apply today.
Our loan department is here to help make your lending process as easy as possible. Contact our loan department by calling (830) 709-3601 with any questions you may have.
Randy Garcia, President, NMLS #411516
C. Max Metzger, Executive Vice President, NMLS #2065968
Luis Villalobos, Assistant Vice President
*18.00% Annual Percentage Rate (APR). Fixed rate. No origination fee and no annual fee. All lines subject to credit approval. Rates are subject to change.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates
| Term | Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| 182 Day CD ** | $500.00 | $500.00 | 1.25% | 1.26% |
| 12 Month CD ** | $500.00 | $500.00 | 1.50% | 1.51% |
| 30 Month CD ** | $500.00 | $500.00 | 1.75% | 1.77% |
| Jumbo 6 Month CD ** | $100,000.00 | $100,000.00 | 2.00% | 2.02% |
| Jumbo 12 Month CD ** | $100,000.00 | $100,000.00 | 3.00% | 3.05% |
| IRA 18 Month CD *** | $500.00 | $500.00 | 1.50% | 1.51% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Money Market Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $1,000.00 | $500.00 | 0.20% | 0.20% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
NOW Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $100.00 | $500.00 | 0.20% | 0.20% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Savings Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $200.00 | $200.00 | 0.10% | 0.10% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.