Count on a secure, predictable way to earn a guaranteed rate on funds you set aside.

Benefits of a Certificate of Deposit 

  • Choose a timeline that fits your financial goals 
  • Lock in an interest rate that stays the same for the term 
  • Prevent the temptation to dip into your savings by keeping funds set aside 
See More Details
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates

Term Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
182 Day CD ** $500.00 $500.00 1.25% 1.26%
12 Month CD ** $500.00 $500.00 1.50% 1.51%
30 Month CD ** $500.00 $500.00 1.75% 1.77%
Jumbo 6 Month CD ** $100,000.00 $100,000.00 2.00% 2.02%
Jumbo 12 Month CD ** $100,000.00 $100,000.00 3.00% 3.05%
IRA 18 Month CD *** $500.00 $500.00 1.50% 1.51%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

Money Market Account ***

Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
$1,000.00 $500.00 0.20% 0.20%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

NOW Account ***

Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
$100.00 $500.00 0.20% 0.20%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

Savings Account ***

Min. Opening Deposit Min. Balance to obtain APY* Interest Rate APY*
$200.00 $200.00 0.10% 0.10%
* APY = Annual Percentage Yield
Fees could reduce earnings on the accounts. 
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Rates are subject to change daily. Please call Lytle State Bank at (830) 709-3601 to obtain the most current information.

FAQs

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What is a business CD? 

A business certificate of deposit is a fixed-income investment product where you deposit a lump sum of money for a predetermined period (term) at a fixed interest rate. 

What happens when a Business CD reaches maturity? 

At the date of maturity, your initial deposit plus all accumulated interest becomes fully available to withdraw without any early withdrawal penalties. Sometimes, Business CDs may auto-renew at the same length. To determine what happens when your Business CD matures, get in touch with us. 

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Generations of trust, now available anywhere you are.

Open an account or connect with the Lytle State Bank team today.

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