Buying a home or refinancing? Whether this mortgage is your first or your next, we’ll be with you throughout every step.
Features of a Mortgage Loan
- Explore fixed-rate, adjustable-rate, and other programs
- Work with local experts who understand the current market
- Apply quickly with the help of our lenders
Buying a home is one of life's biggest milestones — and one worth doing right. Whether you’re buying a home in Atascosa, Bexar, or Medina County, our mortgage lending is built on real relationships, guiding you from your first conversation all the way to closing day.
- Variety of Loan Programs: Competitive rates with flexible terms
- Refinance: Lower your payment, adjust your term, and more
- New Construction: Build your home with confidence
- First-Time Buyer Programs: Get support, education, and tools
Get in touch with us to see our available mortgage loan options.
Our loan department is here to help make your lending process as easy as possible. Contact our loan department by calling (830) 709-3601 with any questions you may have.
Randy Garcia, President, NMLS #411516
C. Max Metzger, Executive Vice President, NMLS #2065968
Luis Villalobos, Assistant Vice President
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates
| Term | Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| 182 Day CD ** | $500.00 | $500.00 | 1.25% | 1.26% |
| 12 Month CD ** | $500.00 | $500.00 | 1.50% | 1.51% |
| 30 Month CD ** | $500.00 | $500.00 | 1.75% | 1.77% |
| Jumbo 6 Month CD ** | $100,000.00 | $100,000.00 | 2.00% | 2.02% |
| Jumbo 12 Month CD ** | $100,000.00 | $100,000.00 | 3.00% | 3.05% |
| IRA 18 Month CD *** | $500.00 | $500.00 | 1.50% | 1.51% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Money Market Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $1,000.00 | $500.00 | 0.20% | 0.20% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
NOW Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $100.00 | $500.00 | 0.20% | 0.20% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.
Savings Account ***
| Min. Opening Deposit | Min. Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $200.00 | $200.00 | 0.10% | 0.10% |
Fees could reduce earnings on the accounts.
**A penalty may be imposed for early withdrawal.
*** This is a variable rate account and rate may change after the account is opened.